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Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. When you speak to a bankruptcy lawyer at our law firm, we will let you know what you qualify for and discuss all of your options.
By law, most actions against you must cease once a Chapter 7 or Chapter 13 personal bankruptcy has been filed. Creditors cannot initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy law firm will act quickly to file your bankruptcy petition, stop the phone calls and lift any burdensome garnishments.
You may be able to keep your car, house and other personal belongings when filing for Chapter 7 or Chapter 13 personal bankruptcy. When you work with our bankruptcy law firm, our personal bankruptcy attorneys will help you retain your assets and show you what steps to take following your bankruptcy so that you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.
Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. When you speak to a bankruptcy lawyer at our law firm, we will let you know what you qualify for and discuss all of your options.
By law, most actions against you must cease once a Chapter 7 or Chapter 13 personal bankruptcy has been filed. Creditors cannot initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy law firm will act quickly to file your bankruptcy petition, stop the phone calls and lift any burdensome garnishments.
You may be able to keep your car, house and other personal belongings when filing for Chapter 7 or Chapter 13 personal bankruptcy. When you work with our bankruptcy law firm, our personal bankruptcy attorneys will help you retain your assets and show you what steps to take following your bankruptcy so that you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.
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*$0 Down for a Chapter 7 case pertains to attorney’s fees. Client would need to pay associated court filing fees, administrative costs and required credit counseling fees. Attorney will accept case prior to full payment, however, filing the case with the bankruptcy court will occur after attorney's fees have been paid in full.
We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the Bankruptcy Code.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship. Privacy Policy
"Many people are reluctant to file for bankruptcy at first. I like to remind them that there is a reason that bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start. With the bankruptcy laws on your side, you can rebuild your life quickly."
Andy Winchell
Attorney At Law
The Law Offices of Andy Winchell, P.C., is a law firm in Bedminster, New Jersey, with extensive experience providing legal representation and help to people in financial difficulty. Attorney Andy Winchell has spent his legal career almost exclusively in the fields of bankruptcy and foreclosure defense since his graduation from the University of Southern California School of Law in 1996.
Andy is a Certified Bankruptcy Specialist, as approved by the American Board of Certification. He served as a law clerk to the Honorable Erithe A. Smith in the United States Bankruptcy Court for the Central District of California and is also a two-time graduate of Max Gardner's Bankruptcy Boot Camp, considered among the best training programs for consumer bankruptcy and foreclosure defense attorneys in the country.
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Bankruptcy Is The Path To Recovery